Auto Loans

Mechanical Repair Coverage

Essential protection against costly repairs.

May help limit unexpected covered repair cost as your vehicle ages, potentially saving you thousands of dollars in repairs. What's more, it works at any authorized repair facility in the continental United States of America, Alaska, Hawaii, and Canada.

Coverage Benefits

• Substitute Transportation: up to $50 per day (10-day maximum); available on the first day of a covered repair; benefit is rental reimbursement and is limited  to $35 a day in CA (5-day maximum, 10-day maximum for parts delay)
   
• 24-hour emergency roadside assistance: up to $125 per occurrence; includes towing, battery jumpstart, fluid delivery, flat tire assistance, extraction assistance, and lock-out service; benefit does not include extraction assistance and is limited to $100 per occurrence in CA
   
• Travel expense reimbursement: up to $200 per day (5-day maximum) for lodging, food, and transportation expenses when a covered breakdown occurs 100 miles or more from home and your vehicle is held overnight at a repair facility; not available to residents of NY
   
• Key replacement: up to $800 per occurrence for the repair or, if nonrepairable, the replacement of lost, stolen, or damaged keys (including fob and/or remote) including any programming; not available to residents of CT, MA, PA and VT
   
• Paintless dent repair: provides for the repair of dings and dents, no larger than 4 inches in length/diameter, that are within an accessible area on a body panel of your vehicle and that are repairable through existing paintless dent repair techniques; not available to residents of CT
   
• Commercial use: pays for covered breakdowns when your vehicle is used for permitted commercial purposes
   
• Rideshare pays for covered breakdowns when your vehicle is used for ride sharing purposes such as Uber or Lyft
   
• Lift Kit, Leveling Kit, and Lowering kit: pays for covered breakdowns when your vehicle is equipped with a lift kit not to exceed 6 inches, leveling kit not to exceed 2.5 inches or a lowering kit not to exceed 2 inches (lift kit, leveling kit or lowering kit components themselves are not covered)
   
• Mobility equipment: provides coverage for mobility equipment components when installed by the manufacturer or a licensed installer
   
• Good at any authorized repair facility: in the coninential United States of America, Alaska, Hawaii and Canada
   
• No out-of-pocket expense (except for any deductible): the administrator pays the repair facility directly for the covered repair
   
• Transferable: if you sell your vehicle privately, the coverage can be transferred (for an administrative fee), may add resale value and appeal 
   
• Cancelable: Receive a full refund for an unused agreement within the first 60 days, or a prorated refund thereafter less an administrative fee*

*Canellation provision and administrative fees vary by state.

Questions?
email [email protected]
Call (815) 267-7700 or (866) 469-6228